Health Insurance

Moody requires all on-campus students to have health insurance at all times, including during break periods. You are automatically enrolled in the Moody Insurance and charged the premium unless proof of alternate insurance is submitted. A $20 insurance handling fee is charged to all students regardless of whether they choose Moody’s insurance plan or an alternate plan.

Alternate Insurance Coverage 

If you have alternative coverage under the plan of a parent or spouse, you may waive the Moody insurance. The charge for Moody insurance will be removed from your school bill only after an online waiver form and a copy of your insurance card have been submitted to and accepted by the Student Health Insurance Coordinator. Waiver forms must be submitted prior to the beginning of each semester. The deadline to submit forms and cards is December 15th. Waiver and enrollment forms are located in > Moody Central > Student Accounts. A $10 late fee will be assessed for waivers received after December 19th. Late forms may not be accepted or processed.

For current insurance rates, please see the Chicago Undergraduate Tuition and Fees.

If you will be using Moody's health insurance plan, please officially accept it by emailing to expedite your move-in experience during orientation. 

Advantages of using the Moody Plan

Moody offers medical coverage through Wellfleet Student Insurance. It has a low deductible of $150 per policy year, and offers a wide selection of in-network providers through the Cigna PPO network. Moody Health Service is an in-network provider and visit charges are not subject to deductibles.

To see the full list of benefits and coverage, as well as other benefits and services offered to students through Wellfleet, visit

Return to Checklist